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Financial clarity for one of the most important seasons of your life
Whether you're trying to get pregnant, just saw a positive test, or you're already a few months in — this is an exciting time. It can also be a financially nerve-wracking one. There's a lot to figure out, and most of it nobody really prepares you for.
The articles here are meant to give you a little calm and clarity on the topics that tend to catch people off guard. We're adding new ones regularly. And when you're ready for more, signing up for SproutWyze is free — and it delivers guidance milestone by milestone, timed to where you actually are.
Are We Financially Ready to Have a Baby?
Almost nobody checks every box. Here's what financial readiness actually means — and what it doesn't.
What Does Pregnancy Actually Cost Out of Pocket?
The one number to find before your first prenatal appointment — and what it actually means for your budget.
How to Plan for Maternity and Paternity Leave Financially
FMLA protects your job — but not your paycheck. Here's how to calculate what you'll actually bring home during leave.
What Should We Talk About Financially Before We Start Trying?
The money conversation most couples keep deferring — and a framework for finally having it before you're in the thick of it.
I Just Found Out I'm Pregnant. What Do I Do First — Financially?
Four things worth doing in the first few weeks — before the to-do list gets overwhelming.
What is a Trump Account? Here's what expecting and new parents actually need to know
A brand-new $1,000 child savings account is here. Who qualifies, why you have to opt in to actually get the money, and how it stacks up against a 529.
How grandparents can help financially — a guide to 529s, Trump Accounts, and smart gifting
You want to help — here's how to do it well: 529s vs. Trump Accounts, gift-tax basics, and the forms of help that land best (starting with 'ask first').
Adding your baby to your health insurance: the deadline nobody warns you about
There's a short, easy-to-miss window to add a newborn to your health insurance. Here's the deadline, why it matters, and exactly what to do.
What does childcare actually cost? A realistic guide before you go back to work
Daycare, nanny, in-home care, au pair — what each really costs, the two tax tools that soften it, and how to budget before you're back at work.
We just had the baby — now what? The first 90 days, financially
A week-by-week map of the money tasks that actually have deadlines in the first three months — and the ones you can safely ignore for now.
There's a lot more when you sign up — for free.
Create a free SproutWyze account and you'll get financial guidance delivered throughout your entire pregnancy — timed to each milestone so the right information reaches you exactly when you need it. No downloads, no credit card, no catch.
Months 1–3
First trimester
- Navigating your benefits and coverage
- Planning your leave before you need it
- Building your first pregnancy budget
Months 4–6
Second trimester
- Understanding your childcare options and costs
- Making the most of tax-advantaged accounts
- Preparing your finances for the final stretch
Months 7–9+
Third trimester & beyond
- Getting your newborn's coverage sorted
- Managing money during your leave period
- Planning your return to work financially
Ready for more?
More detailed guidance, delivered right when you need it
Get started — it's freeNo credit card. No catch. Just guidance when you need it.